It’s a common misconception that only millionaires benefit from the services of a financial planner but the truth is many people will find value in the advice of an expert.

What can a financial planner do for you?

  • review your financial situation by looking over your tax returns, income sources, assets, wills, insurance policies and retirement and estate planning documents
  • help you establish financial goals and identify your needs now and in the future (retirement)
  • create a financial plan
  • explain the different savings and investment options (mutual funds, RRSP’s, retirement savings and pensions, stocks, bonds etc..)
  • guide you through the types of insurance to protect your family and assets
  • reduce the impact of taxes
  • connect you with professionals including accountants, lawyers etc.
  • review your progress

Seven reasons to seek financial planning advice

  • you want to learn more about ways to boost your savings (build a nest egg, pay for university)
  • you’ve experienced  a major life change (marriage, divorce, starting a family)
  • you’re not sure where to invest your money (time frames, level of risk)
  • you’ve had a windfall (won the lottery, received inheritance)
  • you’re taking care of an aging parent (estate planning)
  • you’re just starting out in your career (start saving early)
  • you want impartial advice of your financial plan (unbiased professional input)

Are you interested in meeting with a financial planner?

  • review their credentials (CFA etc.)
  • talk to them ahead of time (it’s important to feel comfortable)
  • learn more about their fee structure (fee-only, commission based)
  • write down your questions ahead of time
  • bring your financial information to your meeting (income, saving information, current investments)

I’m There For My Clients. Each Step of the Way.

“Laura was able to understand my needs, and understand what I was looking for in a house. As a first time home buyer during a difficult period, Laura was very patient to walk me through each step of the process.”